Platinum Individuals

In addition to the "gold level" comprehensive financial planning services offered to individuals, this type of client typically has additional financial planning needs we optimize in these areas:

1. Business valuation (if self-employed)
2. More complex insurance issues (buy-sell arrangements, other insurance needs that tie into estate planning).
3. Assessment of executive compensation elements (e.g. options, restricted stock, trusts) to maximize pay-out to clients and minimize taxes.
4. Succession planning of individual and business assets in a way that reflects the wishes of the client(s).
5. Legacy work – to insure an orderly transition of assets to the next generation(s)
6. Charitable giving structured to reflect the desire to support charitable work, to enhance long-term financial well-being and to minimize taxes.

We work with a 95-point check list of services to leaves no stone unturned. Our clients can pursue meaningful lives without suffering from nagging concerns about the stability of their financial plans.

When our clients know their financial concerns are addressed in an objective, reliable manner, they feel more free to pursue their professional and private interests -- be it work, family, charities or hobbies.

Planning for Health Care Professionals:

We help MDs, Dentists and Veterinarians complete and clean up fragmented or partially implemented plans. Our comprehensive approach gives over-worked MDs solutions re:

• asset protection
• insurance
• business succession planning and
• investments

We’re partnered with “best in class” attorneys and tax professionals to design tailored financial solutions for health care professionals -- insuring plans remain intact if one spouse unexpectedly dies. We hold ourselves and our clients accountable to “get their financial act together” and keep it together from this point forward so they have the highest probability of achieving their goals.